We combine fair, responsible credit with practical money skills to fuel small enterprises and resilient households.

• Responsible microcredit for income‑generating activities (within regulatory norms; credit checks & counselling).

• Financial literacy: budgeting, goal‑based savings, interest/EMI concepts, debt management, safe borrowing.

• Credit‑plus: insurance & pension awareness, digital safety, grievance support.

Impact we track

• On‑time repayment rate

• Business survival/growth at 12 months

• Household emergency‑fund coverage

• Reduction in informal high‑cost debt